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Old 18.11.2008., 00:20   #1
đonson
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Default Forex scam

Vidim da je 'forex' postao riječ dana u Hrvata. Svatko ima nekog strica ili prijatelja koji je u par mjeseci već povratio glavnicu a sad diže svaki mjesec po 10ak posto zarade i tako to.

Uglavnom, čini se da je ovaj prostor 2nd class Europe izuzetno pogodan za razne oblike prevare zbog oktanske kombinacije pohlepe, naivnosti i neukosti.
Ne pada mi na pamet da raskrinkavam pojedine operatore samo bih obavijestio ljude da 'forex scam' nije nešto novo nego se već dogodilo na mnogim teritorijama i državama a to što kod nas ljudi nisu imali neugodnih iskustava nažalost ne znači da i neće.

evo prenosim što piša na wikipediji o tome, a vi procjenite sami.


Forex scam
From Wikipedia, the free encyclopedia
A forex scam is any trading scheme used to defraud individual traders by convincing them that they can expect to gain a high profit by trading in the foreign exchange market. Currency trading "has become the fraud du jour," according to Michael Dunn of the U.S. Commodity Futures Trading Commission. [1] But "the market has long been plagued by swindlers preying on the gullible," according to the New York Times [2]. "The average individual foreign-exchange-trading victim loses about $15,000, according to CFTC records" according to The Wall Street Journal. [3]. The North American Securities Administrators Association says that "off-exchange forex trading by retail investors is at best extremely risky, and at worst, outright fraud." [4]
“In a typical case, investors may be promised tens of thousands of dollars in profits in just a few weeks or months, with an initial investment of only $5,000. Often, the investor’s money is never actually placed in the market through a legitimate dealer, but simply diverted – stolen – for the personal benefit of the con artists.”[5]
In August, 2008 the CFTC set up a special task force to deal with growing foreign exchange fraud.”[6]
The forex market is a zero-sum game[7] , meaning that whatever one trader gains, another loses, except that brokerage commissions and other transaction costs are subtracted from the results of all traders, technically making forex a "negative-sum" game.
These scams might include churning of customer accounts for the purpose of generating commissions, selling software that is supposed to guide the customer to large profits, [8] improperly managed "managed accounts", [9] false advertising, [10] Ponzi schemes and outright fraud. [4] [11] It also refers to any retail forex broker who indicates that trading foreign exchange is a low risk, high profit investment. [12]
The U.S. Commodity Futures Trading Commission (CFTC), which loosely regulates the foreign exchange market in the United States, has noted an increase in the amount of unscrupulous activity in the non-bank foreign exchange industry.[13]
An official of the National Futures Association was quoted [14] as saying, "Retail forex trading has increased dramatically over the past few years. Unfortunately, the amount of forex fraud has also increased dramatically..." Between 2001 and 2006 the U.S. Commodity Futures Trading Commission has prosecuted more than 80 cases involving the defrauding of more than 23,000 customers who lost $350 million. From 2001 to 2007, about 26,000 people lost $460 million in forex frauds. [1] CNN quoted Godfried De Vidts, President of the Financial Markets Association, a European body, as saying, "Banks have a duty to protect their customers and they should make sure customers understand what they are doing. Now if people go online, on non-bank portals, how is this control being done?"
Contents [hide]
1 Not beating the market
2 The use of high leverage
3 Convicted scammers
4 Under criminal investigation
5 References
6 See also
[edit]Not beating the market

The foreign exchange market is a zero sum game[7] in which there are many experienced well-capitalized professional traders (e.g. working for banks) who can devote their attention full time to trading. An inexperienced retail trader will have a significant information disadvantage compared to these traders.
Although it is possible for a few experts to successfully arbitrage the market for an unusually large return, this does not mean that a larger number could earn the same returns even given the same tools, techniques and data sources. This is because the arbitrages are essentially drawn from a pool of finite size; although information about how to capture arbitrages is a nonrival good, the arbritrages themselves are a rival good. (To draw an analogy, the total amount of buried treasure on an island is the same, regardless of how many treasure hunters have bought copies of a treasure map.)
Retail traders are - almost by definition - undercapitalized. Thus they are subject to the problem of gambler's ruin. In a fair game (one with no information advantages) between two players that continues until one trader goes bankrupt, the player with the lower amount of capital has a higher probability of going bankrupt first. Since the retail speculator is effectively playing against the market as a whole - which has nearly infinite capital - he will almost certainly go bankrupt.
The retail trader always pays the bid/ask spread which makes his odds of winning less than those of a fair game. Additional costs may include margin interest, or if a spot position is kept open for more than one day the trade may be "resettled" each day, each time costing the full bid/ask spread.
According to the Wall Street Journal (Currency Markets Draw Speculation, Fraud July 26, 2005) "Even people running the trading shops warn clients against trying to time the market. 'If 15% of day traders are profitable,' says Drew Niv, chief executive of FXCM, 'I'd be surprised.' "[15]
Paul Belogour, the Managing Director of a Boston based retail forex trader, was quoted by the Financial Times as saying, "Trading foreign exchange is an excellent way for investors to find out how tough the markets really are. But I say to customers: if this is money you have worked hard for – that you cannot afford to lose – never, never invest in foreign exchange." [16]
[edit]The use of high leverage

By offering high leverage, the market maker encourages traders to trade extremely large positions. This increases the trading volume cleared by the market maker and increases his profits, but increases the risk that the trader will receive a margin call. While professional currency dealers (banks, hedge funds) never use more than 10:1 leverage, retail clients are generally offered leverage between 50:1 and 200:1[2].
A self-regulating body for the foreign exchange market, the National Futures Association, warns traders in a forex training presentation of the risk in trading currency. “As stated at the beginning of this program, off-exchange foreign currency trading carries a high level of risk and may not be suitable for all customers. The only funds that should ever be used to speculate in foreign currency trading, or any type of highly speculative investment, are funds that represent risk capital; in other words, funds you can afford to lose without affecting your financial situation.“ [17]
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Old 18.11.2008., 00:37   #2
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Valjda se nece ponoviti Albanski slucaj devedesetih
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Old 18.11.2008., 00:41   #3
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CFTC (The Commodities Futures Trading Commission ) warnings
The CFTC lists 9 warning signs for foreign exchange trading fraud:[7]
1. Stay away from opportunities that seem too good to be true
Always remember that there is no such thing as a "free lunch." Be especially cautious if you have acquired a large sum of cash recently and are looking for a safe investment vehicle. In particular, retirees with access to their retirement funds may be attractive targets for fraudulent operators. Getting your money back once it is gone can be difficult or impossible.
2. Avoid any company that predicts or guarantees large profits
Be extremely wary of companies that guarantee profits, or that tout extremely high performance. In many cases, those claims are false.
The following are examples of statements that either are or most likely are fraudulent:
"Whether the market moves up or down, in the currency market you will make a profit."
"Make $1000 per week, every week"
"We are out-performing domestic investments."
"The main advantage of the forex markets is that there is no bear market."
"We guarantee you will make at least a 30-40% rate of return within two months."
3. Stay Away From Companies That Promise Little or No Financial Risk
Be suspicious of companies that downplay risks or state that written risk disclosure statements are routine formalities imposed by the government.
The currency futures and options markets are volatile and contain substantial risks for unsophisticated customers. The currency futures and options markets are not the place to put any funds that you cannot afford to lose. For example, retirement funds should not be used for currency trading. You can lose most or all of those funds very quickly trading foreign currency futures or options contracts. Therefore, beware of companies that make the following types of statements:
"With a $10,000 deposit, the maximum you can lose is $200 to $250 per day."
"We promise to recover any losses you have."
"Your investment is secure."
4. Don't Trade on Margin Unless You Understand What It Means
Margin trading can make you responsible for losses that greatly exceed the dollar amount you deposited.
Many currency traders ask customers to give them money, which they sometimes refer to as "margin," often sums in the range of $1,000 to $5,000. However, those amounts, which are relatively small in the currency markets, actually control far larger dollar amounts of trading, a fact that often is poorly explained to customers.
Don't trade on margin unless you fully understand what you are doing and are prepared to accept losses that exceed the margin amounts you paid.
5. Question Firms That Claim To Trade in the "Interbank Market"
Be wary of firms that claim that you can or should trade in the "interbank market," or that they will do so on your behalf.
Unregulated, fraudulent currency trading firms often tell retail customers that their funds are traded in the "interbank market," where good prices can be obtained. Firms that trade currencies in the interbank market, however, are most likely to be banks, investment banks and large corporations, since the term "interbank market" refers simply to a loose network of currency transactions negotiated between financial institutions and other large companies.
6. Be Wary of Sending or Transferring Cash on the Internet, By Mail or Otherwise
Be especially alert to the dangers of trading on-line; it is very easy to transfer funds on-line, but often can be impossible to get a refund.
It costs an Internet advertiser just pennies per day to reach a potential audience of millions of persons, and phony currency trading firms have seized upon the Internet as an inexpensive and effective way of reaching a large pool of potential customers.
Companies offering currency trading on-line will usually be located in different legal jurisdictions to you. Even if they display an address or any other information identifying their nationality on their Web site it may be false. Be aware that if you transfer funds to foreign firms it may be very difficult or impossible to recover your funds.
7. Currency Scams Often Target Members of Ethnic Minorities
Some currency trading scams target potential customers in ethnic communities, particularly persons in the Russian, Chinese and Indian immigrant communities, through advertisements in ethnic newspapers and television "infomercials."
Sometimes those advertisements offer so-called "job opportunities" for "account executives" to trade foreign currencies. Be aware that "account executives" that are hired might be expected to use their own money for currency trading, as well as to recruit their family and friends to do likewise. What appears to be a promising job opportunity often is another way many of these companies lure customers into parting with their cash.
8. Be Sure You Get the Company's Performance Track Record
Get as much information as possible about the firm's or individual's performance record on behalf of other clients. You should be aware, however, that It may be difficult or impossible to do so, or to verify the information you receive. While firms and individuals are not required to provide this information, you should be wary of any person who is not willing to do so or who provides you with incomplete information. However, keep in mind, even if you do receive a glossy brochure or sophisticated-looking charts, that the information they contain might be false.
9. Don't Deal With Anyone Who Won't Give You His Background
Plan to do a lot of checking of any information you receive to be sure that the company is and does exactly what it says.
Get the background of the persons running or promoting the company, if possible. Do not rely solely on oral statements or promises from the firm's employees. Ask for all information in written form.
If you cannot satisfy yourself that the persons with whom you are dealing are completely legitimate and above-board, the wisest course of action is to avoid trading foreign currencies through those companies.
__________________
"The three most harmful addictions are heroin, carbohydrates, and a monthly salary.”

Nassim Taleb
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Old 19.11.2008., 00:22   #4
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evo i mog skromnog doprinosa ovoj temi...

Malo početničkog teksta na hrvatskom jeziku - link
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Old 16.05.2009., 02:04   #5
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izgleda da je i u Hrvatskoj situacija s 'forexom' ušla u novu fazu.

Dovoljno je samo pratiti forum poslovni.hr -podforum opče financije

kombiniram da je preko 100 mil € isisano pohlepnima/naivnima.

samo pitanje gdje je naše novinstvo? to za njih nije tema!?


gledam portal jutarnjeg. njima je tema tko je ispao iz 'hrvatska traži zvijezdu' i 50 najboljih pari sisa svijeta


ni tzv. poslovne novine i biznis portali to ne prate! makču piču! ovo je totalno
rasulo svih institucija


gledam ja tako mortex temu i tip piše:

'
Poštovani,
piše Vam Šprem Marko.
Prvenstveno može Vas biti sram stavljati nečije ime i prezime na portal a da niste apsolutno upućeni o tome što ja, a što Mortex Investment radi... Dao sam si vremena i čitao Vaše komentare, ispada da ste strašni trejderi. Ipak ne razumijem kako to da se niste još javili u Mortex Investment s Vašim performansama. Mortex traži več 6 mjeseci talentirane trejdere koje bi zaposlio u Wyomingu.
Ipak da Vam objasnim razliku koju, bar se nadam da ćete shvatit.
Ako se netko reklamira u svim Hrvatskim medijima, značilo bi da je sve po zakonu.
Al ipak da Vam objasnim kako je i to moguće.
Ja sam isključivo vlasnik Nomino savjetovanja d.o.o., posredničke tvrtke koja posluje s Mortex Investmentom, što bi značilo da sam radnik a ne vlasnik. I da hoću ne mogu upravljati nićijim novcem jer se ne trejda iz Hrvatske več iz Wyominga. Sam Mortex ima portfelj od 65 milijardi USD, a da sam ja vlasnik toga, dovoljno govori o stupnju Vaše inteligencije.
Molim da se više obrati pažnje na zadovoljstvo naših klijenata koji svaka dva mjeseca dobijaju svoju garantiranu kamatu.
Nažalost ja Vas razumijem jer ste prvenstveno naivni jer Vi kao i većina ste pohlepni pa ste ulagali u Mat ili Fin.Forex a sad ste nigdje....Inače večina takozvanih trejderskih kuća na području Hr. ulaže upravo kod nas. Zašto? Jer smo prvi i jedini koji smo spojili osiguravajuče kuće s valutnim trgom. Za sve daljnje upite slobodno nam se obratite ali Vas također molim da se suzdržite neprofesionalnih komentara.

Ugodan dan, Vaš Mortex
'

fast forward

adresa mortexa u Wyomingu je:

MORTEX LLC INVESTMENT COMPANY
1617 N Main St Ste B
Sheridan, WY 82801
United States of America


a evo kako na google street viewu izgleda zgrada iz koje se upravlja s 65 milijardi dolara:


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Old 16.05.2009., 10:30   #6
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Citat:
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a evo kako na google street viewu izgleda zgrada iz koje se upravlja s 65 milijardi dolara:
Skromni su

Tko je toliko glup, lijen i pohlepan da povjeruje u njihove price mozda nije ni zasluzio da ima novac. Mi smo uvijek bili neki glup narod.
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Old 16.05.2009., 10:58   #7
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Zato i imaju
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Old 16.05.2009., 18:55   #8
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a evo kako na google street viewu izgleda zgrada iz koje se upravlja s 65 milijardi dolara:


Sto se tice izgleda "ureda" iz kog se obavljaju poslovi ja imam drukcije iskustvo i sveo bi ga na formulu da je zdravlje firme obrnuto proporcionalno njenom izgledu, pa tko zna mozda se iz tog hambara na slici vode dobri poslovi?

Kao konzultant jedne godine radio sam za malu firmu u kojoj su utezi za spise na radnom stolu njenog dirktora bile poluge od cistog zlata, valjda da impresioniraju posjetitelja. Ne trebam reci da me nisu platili i da su ubrzo nestali sa scene. Konacno velebni, luksusni, tornjevi njujorskih banaka kriju u sebi niz bankrotirana poduzeca.

Izgled cesto puta vara.
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Old 16.05.2009., 20:17   #9
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@uskok
Slažem se da izgled često vara, ali gospodo - ova iznimka potvrđuje pravilo.

@đonson
Ne bih rekao da još nitko nije ostao bez uloženog novca. Rekao bih da oštećena strana koja izađe s tim u medije mora javno priznati sebi i drugima da je idiot, a to nije lako.
Lijepo je netko rekao ono što je u ovom slučaju apsolutno točno: "u tuđoj ruci samo kurac raste".
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Old 16.05.2009., 20:22   #10
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@đonson
Ne bih rekao da još nitko nije ostao bez uloženog novca. Rekao bih da oštećena strana koja izađe s tim u medije mora javno priznati sebi i drugima da je idiot, a to nije lako.
Lijepo je netko rekao ono što je u ovom slučaju apsolutno točno: "u tuđoj ruci samo kurac raste".
Jos jedan razlog zasto takvi zasluzuju da izgube novac. Kad glupani izgube ne zele upozoriti druge glupane, znaci nisu posteni.
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